Flagstar Bank 1-year business CD rate
Flagstar Bank pays 4.30% APY on its 1-year business CD, as of November 9, 2026. That is above the median of 3.60% across the 27 banks we track for this term, and ranks 5th of 27. You need $500 to open it. Conditions apply, listed below.
APY
4.30%
Checked November 9, 2026
Open with
$500
Up to $10,000,000
Take it out early
A penalty applies; the bank does not publish the amount
What $10,000 would earn
If you open this CD with $10,000 and leave it for 1 year, it would earn about $430. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 4.30% APY
- Term
- 1 year
- Minimum to open
- $500
- Maximum deposit
- $10,000,000
- Early withdrawal
- A penalty applies; the bank does not publish the amount
- Interest
- Not published
- Rate type
- Fixed
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: Withdrawals may result in imposition of applicable early withdrawal penalties.
- This is a limited-time offer. Area restrictions may apply.
How we checked: this bank's pages block automated reading, so the rate was read in a regular browser session on November 9, 2026. We cannot re-check it automatically, so it stays up for a shorter time.
Other 1-year business CDs
| Bank | APY | Open with |
|---|---|---|
| EagleBank | 4.80% | $1,000 |
| Live Oak Bank | 4.50% | $2,500 |
| State Bank of Texas | 4.45% | $100,000 |
| Prime Alliance Bank | 4.35% | $500 |
| Amegy Bank | 4.26% | $1,000 |
| America First Credit Union | 4.05% | $500 |
Other Flagstar Bank business CD terms
Common questions
What is the Flagstar Bank 1-year business CD rate?
4.30% APY as of November 9, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the Flagstar Bank 1-year business CD?
$500, and the most you can deposit is $10,000,000.
How much would $10,000 earn in this CD?
About $430 over 1 year if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank says a penalty applies but does not publish the amount on the page we read.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.