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Flagstar Bank business CD rates

Flagstar Bank offers 2 business CD terms. The highest rate is 4.30% APY on the 1 year CD, which needs $500 to open. Rates were last checked November 9, 2026.

Rates by term

Flagstar Bank business CD rates by term
TermAPYOpen withEarly withdrawal
6 months4.10%$500A penalty applies; the bank does not publish the amount
1 year4.30%$500A penalty applies; the bank does not publish the amount

APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.

How it works

Minimum to open
$500
Maximum deposit
$10,000,000
Interest
Not published
Rate type
Fixed
At the end of the term
Not published
Adding money later
Not published
How to open
Not published
Deposit insurance
Insured by the FDIC

What the bank says about early withdrawal: Withdrawals may result in imposition of applicable early withdrawal penalties.

Conditions that apply:
  • This is a limited-time offer. Area restrictions may apply.

How we checked: this bank's pages block automated reading, so the rates were read in a regular browser session on November 9, 2026. We cannot re-check them automatically, so they stay up for a shorter time.

Check these before you open

  • Confirm today's rate with the bank. Rates change without notice.
  • Make sure your type of business can open one.
  • Write down the maturity date and the number of days you get to withdraw without a penalty.
  • Read the bank's account agreement.
Go to Flagstar BankReport a correction

Common questions

What are Flagstar Bank's business CD rates?

6 months 4.10%, 1 year 4.30% APY, as of November 9, 2026.

How much does it cost to open a Flagstar Bank business CD?

The page we read says $500 to open.

What if I take money out of a Flagstar Bank business CD early?

The bank says: Withdrawals may result in imposition of applicable early withdrawal penalties.

Where this comes from

Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.