State Bank of Texas 1-year business CD rate
State Bank of Texas pays 4.45% APY on its 1-year business CD, as of November 9, 2026. That is above the median of 3.60% across the 27 banks we track for this term, and ranks 3rd of 27. You need $100,000 to open it. Conditions apply, listed below.
APY
4.45%
Checked November 9, 2026
Open with
$100,000
No maximum published
Take it out early
A penalty applies; the bank does not publish the amount
What $100,000 would earn
If you open this CD with $100,000 and leave it for 1 year, it would earn about $4,450. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 4.45% APY
- Term
- 1 year
- Minimum to open
- $100,000
- Maximum deposit
- Not published
- Early withdrawal
- A penalty applies; the bank does not publish the amount
- Interest
- Compounded none, paid monthly via ACH or at maturity
- Rate type
- Fixed
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Not published
What the bank says about early withdrawal: Penalty for early withdrawal will apply and will reduce the earnings on the certificate.
- This is a jumbo CD special with a $100,000 minimum.
Other 1-year business CDs
| Bank | APY | Open with |
|---|---|---|
| EagleBank | 4.80% | $1,000 |
| Live Oak Bank | 4.50% | $2,500 |
| Prime Alliance Bank | 4.35% | $500 |
| Flagstar Bank | 4.30% | $500 |
| Amegy Bank | 4.26% | $1,000 |
| America First Credit Union | 4.05% | $500 |
Common questions
What is the State Bank of Texas 1-year business CD rate?
4.45% APY as of November 9, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the State Bank of Texas 1-year business CD?
$100,000.
How much would $100,000 earn in this CD?
About $4,450 over 1 year if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank says a penalty applies but does not publish the amount on the page we read.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.