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State Bank of Texas business CD rates

State Bank of Texas offers 1 business CD term. The highest rate is 4.45% APY on the 1 year CD, which needs $100,000 to open. Rates were last checked November 9, 2026.

Rates by term

State Bank of Texas business CD rates by term
TermAPYOpen withEarly withdrawal
1 year4.45%$100,000A penalty applies; the bank does not publish the amount

APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.

How it works

Minimum to open
$100,000
Maximum deposit
Not published
Interest
Compounded none, paid monthly via ACH or at maturity
Rate type
Fixed
At the end of the term
Not published
Adding money later
Not published
How to open
Not published
Deposit insurance
Not published

What the bank says about early withdrawal: Penalty for early withdrawal will apply and will reduce the earnings on the certificate.

Conditions that apply:
  • This is a jumbo CD special with a $100,000 minimum.

Check these before you open

  • Confirm today's rate with the bank. Rates change without notice.
  • Make sure your type of business can open one.
  • Write down the maturity date and the number of days you get to withdraw without a penalty.
  • Read the bank's account agreement.
Go to State Bank of TexasReport a correction

Common questions

What are State Bank of Texas's business CD rates?

1 year 4.45% APY, as of November 9, 2026.

How much does it cost to open a State Bank of Texas business CD?

The page we read says $100,000 to open.

What if I take money out of a State Bank of Texas business CD early?

The bank says: Penalty for early withdrawal will apply and will reduce the earnings on the certificate.

Where this comes from

Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.