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U.S. Bank business CD rates

U.S. Bank offers 3 business CD terms. The highest rate is 3.44% APY on the 9 months CD, which needs $1,000 to open. Rates were last checked November 9, 2026.

Rates by term

U.S. Bank business CD rates by term
TermAPYOpen withEarly withdrawal
6 months3.20%$1,000Not published
9 months3.44%$1,000Not published
1 year0.05%$500Not published

APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.

How it works

Minimum to open
$1,000
Maximum deposit
$250,000
Interest
Not published
Rate type
Not published
At the end of the term
Not published
Adding money later
Not published
How to open
Not published
Deposit insurance
Insured by the FDIC
Conditions that apply:
  • Rates depend on your ZIP code. These are the rates the bank's page shows before a ZIP code is entered.

Check these before you open

  • Confirm today's rate with the bank. Rates change without notice.
  • Make sure your type of business can open one.
  • Write down the maturity date and the number of days you get to withdraw without a penalty.
  • Read the bank's account agreement.
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Common questions

What are U.S. Bank's business CD rates?

6 months 3.20%, 9 months 3.44%, 1 year 0.05% APY, as of November 9, 2026.

How much does it cost to open a U.S. Bank business CD?

The page we read says $1,000 to open.

What if I take money out of a U.S. Bank business CD early?

The bank does not publish its early withdrawal rule on the page we read. Ask before you open one.

Where this comes from

Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.