Regions Bank pays 3.75% APY on its 11-month business CD, as of November 14, 2026. That is below the median of 3.88% across the 4 banks we track for this term, and ranks 3rd of 4. You need $500 to open it. Conditions apply, listed below.
APY
3.75%
Checked November 14, 2026
Open with
$500
No maximum published
Take it out early
A penalty applies; the bank does not publish the amount
What $10,000 would earn
If you open this CD with $10,000 and leave it for 11 months, it would earn about $343.22. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 3.75% APY (3.68% interest rate)
- Term
- 11 months
- Minimum to open
- $500
- Maximum deposit
- Not published
- Early withdrawal
- A penalty applies; the bank does not publish the amount
- Interest
- Compounded daily
- Rate type
- Fixed
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: Substantial penalty for early withdrawal.
- Rate shown is the standard APY. Customers with a Regions business checking account who meet the relationship rules earn more (3.50%, 4.00% and 4.10% APY on these terms).
- These are promotional rates for a limited time. Rates were read for ZIP 35203 (Alabama) and vary by location.
How we checked: this bank's pages block automated reading, so the rate was read in a regular browser session on November 14, 2026. We cannot re-check it automatically, so it stays up for a shorter time.
Other 11-month business CDs
| Bank | APY | Open with |
|---|---|---|
| ADVIA Credit Union | 4.50% | $500 |
| Republic Bank | 4.00% | $1,000 |
| Wells Fargo | 3.75% | $5,000 |
Other Regions Bank business CD terms
Common questions
What is the Regions Bank 11-month business CD rate?
3.75% APY as of November 14, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the Regions Bank 11-month business CD?
$500.
How much would $10,000 earn in this CD?
About $343.22 over 11 months if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank says a penalty applies but does not publish the amount on the page we read.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.