Rate updated · 64 banks tracked
FNBO Direct savings account rate: 3.00% APY
FNBO Direct pays 3.00% on its savings account — ranking in the lower half of the 64 banks SwitchWize tracks, where the best available rate is 4.37%. (Updated November 8, 2026.)
Is FNBO Direct a good savings rate? Not really. At 3.00% it trails the 4.37% best available rate, leaving about $342 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.00%, $25,000 earns $750/yr here versus $1,092/yr at the field leader — a $342/yr difference.
See your exact number →Higher-paying alternatives we track
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Other FNBO Direct rates
Frequently asked questions
What is FNBO Direct's savings account interest rate?▾
FNBO Direct pays 3.00% APY on its savings account as of November 8, 2026, based on rates SwitchWize tracks across 64 banks.
Is FNBO Direct's savings rate good?▾
FNBO Direct's 3.00% ranks in the lower half of tracked banks. The best available rate is 4.37% and the FDIC national average is 0.38%.
Which banks pay more than FNBO Direct?▾
Higher-paying tracked options include apple bank, pnc, ally. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.