Rates updated August 27, 2026 · 70 banks tracked

First Internet Bank of Indiana CD rates: 3.76% APY best term

Q: Is First Internet Bank of Indiana's CD rate good?

First Internet Bank of Indiana's best CD rate of 3.76% ranks in the lower half of the 70 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.47%; the FDIC national savings average is 0.38%.

Q: Which banks pay more than First Internet Bank of Indiana on CDs?

Higher-paying tracked options include nbkc (3.85%), state-employees (3.85%), and statebankofindiacalifornia (3.85%).

First Internet Bank of Indiana’s best tracked CD pays 3.76% across 7 terms — ranking in the lower half of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

First Internet Bank of Indiana CD rates by term

Term	APY
3 months	3.14%
6 months	3.76%Best
1 year	3.67%
18 months	3.38%
2 years	3.30%
3 years	3.30%
5 years	3.45%

Is First Internet Bank of Indiana a good CD rate? Not really. At 3.76% its best CD trails the 4.47% best available tracked rate, leaving about $177 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 3.76%, $25,000 earns $940/yr here versus $1,117/yr at the field leader — a $177/yr difference.

See your exact number →

Higher-paying CD alternatives we track

nbkcView rates →state employeesView rates →statebankofindiacaliforniaView rates →

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify First Internet Bank of Indiana and alternatives →

Frequently asked questions

What is First Internet Bank of Indiana's best CD rate?▾

First Internet Bank of Indiana's best tracked CD rate is 3.76% APY as of August 27, 2026, across 7 terms SwitchWize tracks for this bank.

Is First Internet Bank of Indiana's CD rate good?▾

First Internet Bank of Indiana's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

Which banks pay more than First Internet Bank of Indiana on CDs?▾

Higher-paying tracked options include nbkc, state employees, statebankofindiacalifornia. Compare rates at /cds to find the best current option.

← First Internet Bank of Indiana savings rate All tracked banks Compare CD rates

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.