Rates updated November 8, 2026 · 73 banks tracked

First Internet Bank of Indiana CD rates: 4.00% APY best term

Q: Is First Internet Bank of Indiana's CD rate good?

First Internet Bank of Indiana's best CD rate of 4.00% ranks in the lower half of the 73 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 5.00%; the FDIC national savings average is 0.38%.

Q: Which banks pay more than First Internet Bank of Indiana on CDs?

Higher-paying tracked options include gtefinancial (4.07%), banesco-usa (4.10%), and valley (4.10%).

First Internet Bank of Indiana’s best tracked CD pays 4.00% across 8 terms — ranking in the lower half of the 73 banks SwitchWize tracks CD rates for, where the best available rate is 5.00%. (Updated November 8, 2026.)

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First Internet Bank of Indiana CD rates today, by term

Term	APY
3 months	3.40%
6 months	3.60%
1 year	4.00%Best
18 months	4.00%Best
2 years	4.00%Best
3 years	4.00%Best
4 years	4.00%Best
5 years	4.00%Best

Is First Internet Bank of Indiana a good CD rate? Not really. At 4.00% its best CD trails the 5.00% best available tracked rate, leaving about $250 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 4.00%, $25,000 earns $1,000/yr here versus $1,250/yr at the field leader — a $250/yr difference.

See your exact number →

Higher-paying CD alternatives we track

gtefinancialView rates →banesco usaView rates →valleyView rates →

Rates subject to change. Verify before opening a CD.

Cite this page

Data as of November 8, 2026. CD rates tracked by SwitchWize from bank rate pages and rate listings. Rates change, so confirm with the bank before you open a CD.

SwitchWize, First Internet Bank of Indiana CD rates. Data as of November 8, 2026. https://www.switchwize.com/banks/first-internet-bank/cd-rates

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify First Internet Bank of Indiana and alternatives →

Frequently asked questions

What is First Internet Bank of Indiana's best CD rate?▾

First Internet Bank of Indiana's best tracked CD rate is 4.00% APY as of November 8, 2026, across 8 terms SwitchWize tracks for this bank.

Is First Internet Bank of Indiana's CD rate good?▾

First Internet Bank of Indiana's best CD rate ranks in the lower half of tracked banks. The best available tracked rate is 5.00% and the FDIC national savings average is 0.38%.

Which banks pay more than First Internet Bank of Indiana on CDs?▾

Higher-paying tracked options include gtefinancial, banesco usa, valley. Compare rates at /cds to find the best current option.

Other First Internet Bank of Indiana rates

← First Internet Bank of Indiana savings rate All tracked banks Compare CD rates Early withdrawal cost CD yield calculator

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General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.