Rate checked November 8, 2026 (today)
Citizens Trust Bank 2-year CD rate: 1.25% APY
Citizens Trust Bank's 2-year CD pays 1.25% APY. That ranks 53rd of the 65 banks we track for this term. The best is 4.85% at Merrick Bank.
- APY
- 1.25%
- Last change
- None yet
- Tracked since Aug 4, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 1.25%, $25,000 earns about $313 in the first year.
The best 2-year CD earns about $1,212 on the same money. Choosing Citizens Trust Bank instead gives up about $899 a year.
The middle 2-year rate across 65 banks is 3.35%. Figures are first-year interest at the quoted APY, before taxes.
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Citizens Trust Bank 2-year CD rate history
We have tracked this rate since August 4, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| August 4, 2026 | 1.25% | First tracked |
Banks that pay more for a 2-year CD
- Merrick Bank4.85%
- CFG Bank4.82%
- BTG Pactual Bank4.80%
Citizens Trust Bank CD rates for other terms
Other Citizens Trust Bank rates
Questions
What is Citizens Trust Bank's 2-year CD rate?
Citizens Trust Bank pays 1.25% APY on its 2-year CD, based on its own rate page when we last checked. That earns about $313 a year on $25,000.
Is Citizens Trust Bank's 2-year CD rate good?
It ranks 53rd of the 65 banks we track for this term. The best rate for this term is 4.85% at Merrick Bank, and the middle rate is 3.35%. Choosing Citizens Trust Bank over the best costs about $899 a year on $25,000.
Which banks pay more than Citizens Trust Bank on a 2-year CD?
Merrick Bank (4.85%), CFG Bank (4.82%), BTG Pactual Bank (4.80%).
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