Rate checked November 13, 2026 (today)
Axos Bank checking account interest rate: 1.00% APY
Axos Bank's checking account pays 1.00% APY. That ranks 7th of the 36 banks we track for this account. The best is 2.75% at TAB Bank.
- APY
- 1.00%
- Last change
- None yet
- Tracked since Nov 12, 2026
- Last checked
- today
- Nov 13, 2026
- Minimum deposit
- None
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on Axos Bank's site before you open an account.
What it earns on $5,000
At 1.00%, $5,000 earns about $50 in a year.
The best rate earns about $138 on the same money. Choosing Axos Bank instead gives up about $88 a year.
The middle rate across 36 banks is 0.10%. Axos Bank lists a no minimum to open. Figures are one year of interest at today's rate, before taxes. Rates can change at any time.
Interest on checking is usually small. Monthly fees and overdraft fees often matter more than the rate, so read the bank's fee page too.
We will email you once when Axos Bank's account rate moves by 0.05 points or more, up or down. No other emails.
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Axos Bank checking account rate history
We have tracked this rate since November 12, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 12, 2026 | 1.00% | First tracked |
Banks that pay more
- TAB Bank2.75%
- Bank5 Connect2.00%
- Zynlo Bank2.00%
Other Axos Bank rates
Questions
What is Axos Bank's checking account rate?
Axos Bank pays 1.00% APY on its checking account, based on its own rate page when we last checked. That earns about $50 a year on $5,000.
Is Axos Bank's checking account rate good?
It is 7th of the 36 banks we track for this account. The best tracked rate is 2.75% at TAB Bank, and the middle rate is 0.10%. On $5,000, the best rate earns about $88 a year more.
Which banks pay more than Axos Bank?
TAB Bank (2.75%), Bank5 Connect (2.00%), Zynlo Bank (2.00%) pay more for this account. Rates change often, so check the bank's own page before you open one.
Should I pick a checking account for its interest rate?
Interest on checking is usually small. Monthly fees, overdraft fees and balance requirements often matter more, so read the bank's fee page before you decide.
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General information only. These rates are tracked from public pages, so confirm the rate, fees and requirements with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.