SwitchWizeSmart Financial Decisions
Americans paid $5.83 billion in bank fees last year

What Did Your Bank Charge You This Year?

Enter your bank and habits. Get an itemised receipt of every dollar your bank extracted — fees plus the interest you were denied. Then see what you could switch to.

Combined across your accounts at this bank

$0$50K
010/mo
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Your receipt will appear here

Select your bank and fill in your habits above, then generate your receipt.

Live rates today
National average
0.60% APY
Best HYSA on SwitchWize
4.75% APY

How this works

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We use public fee schedules

All fee data comes from officially published bank fee schedules. We update these quarterly. Always verify current fees at your bank's website.

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Rate drag is real money

The national average savings rate is 0.60% APY. The best HYSA pays 4.75%. That gap on your balance is income you're not receiving.

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We don't rank partner banks higher

SwitchWize earns referral fees from some banks. This tool criticises incumbent banks honestly — it exists specifically because we don't need their advertising.