Historical archive

Card APRs history

A rate archive for seeing where card aprs has moved, what the current rate means, and which SwitchWize action fits next.

Historical archive

Card APRs over time

No weekly change

Sep 21

17.49%

Sep 22

17.49%

Sep 23

17.49%

Archive high

17.49%

Highest observed point in this archive window.

Archive low

17.49%

Lowest observed point in this archive window.

Archive average

17.49%

105 observations summarized for context.

Archive table

Current rate: 24.99% APR — 105 observations

Jun 417.49%Avg 18.83%

Jun 517.49%Avg 18.83%

Jun 617.49%Avg 18.83%

Jun 717.49%Avg 18.83%

Jun 817.49%Avg 18.83%

Jun 917.49%Avg 18.84%

Jun 1017.49%Avg 18.88%

Jun 1117.49%Avg 18.93%

Jun 1217.49%Avg 18.93%

Jun 1317.49%Avg 18.93%

Jun 1417.49%Avg 18.93%

Jun 1617.49%Avg 18.93%

Jun 1717.49%Avg 18.93%

Jun 1817.49%Avg 18.93%

Jun 1917.49%Avg 18.83%

Jun 2117.49%Avg 18.83%

Jun 2217.49%Avg 18.83%

Jun 2317.49%Avg 18.83%

Jun 2417.49%Avg 18.83%

Jun 2517.49%Avg 18.83%

Jun 2617.49%Avg 18.83%

Jun 2717.49%Avg 18.83%

Jun 2817.49%Avg 18.83%

Jun 2917.49%Avg 18.83%

Jun 3017.49%Avg 18.83%

Jul 117.49%Avg 18.83%

Jul 217.49%Avg 19.39%

Jul 317.49%Avg 18.83%

Jul 417.49%Avg 18.83%

Jul 517.49%Avg 18.83%

Jul 617.49%Avg 18.83%

Jul 817.49%Avg 18.83%

Jul 917.49%Avg 18.83%

Jul 1017.49%Avg 18.83%

Jul 1117.49%Avg 18.83%

Jul 1217.49%Avg 18.83%

Jul 1317.49%Avg 18.83%

Jul 1417.49%Avg 18.83%

Jul 1517.49%Avg 18.83%

Jul 1617.49%Avg 18.83%

Jul 1717.49%Avg 18.83%

Jul 1817.49%Avg 18.83%

Jul 1917.49%Avg 18.83%

Jul 2017.49%Avg 18.83%

Jul 2117.49%Avg 18.83%

Jul 2217.49%Avg 18.83%

Jul 2317.49%Avg 18.83%

Jul 2417.49%Avg 18.83%

Jul 2517.49%Avg 18.83%

Jul 2617.49%Avg 18.83%

Jul 2717.49%Avg 18.83%

Jul 2817.49%Avg 18.83%

Jul 2917.49%Avg 18.83%

Jul 3117.49%Avg 18.91%

Aug 117.49%Avg 18.91%

Aug 217.49%Avg 18.91%

Aug 417.49%Avg 18.91%

Aug 517.49%Avg 18.91%

Aug 617.49%Avg 18.91%

Aug 717.49%Avg 18.91%

Aug 817.49%Avg 18.95%

Aug 917.49%Avg 18.95%

Aug 1017.49%Avg 18.95%

Aug 1117.49%Avg 18.91%

Aug 1217.49%Avg 18.91%

Aug 1317.49%Avg 18.84%

Aug 1417.49%Avg 18.84%

Aug 1517.49%Avg 18.84%

Aug 1617.49%Avg 18.82%

Aug 1717.49%Avg 18.82%

Aug 1817.49%Avg 18.82%

Aug 1917.49%Avg 18.82%

Aug 2017.49%Avg 18.82%

Aug 2117.49%Avg 18.82%

Aug 2217.49%Avg 18.82%

Aug 2317.49%Avg 18.82%

Aug 2417.49%Avg 18.84%

Aug 2517.49%Avg 18.84%

Aug 2617.49%Avg 18.82%

Aug 2717.49%Avg 18.82%

Aug 2817.49%Avg 18.77%

Aug 2917.49%Avg 18.77%

Aug 3017.49%Avg 18.77%

Aug 3117.49%Avg 18.77%

Sep 117.49%Avg 18.79%

Sep 217.49%Avg 18.77%

Sep 317.49%Avg 18.77%

Sep 417.49%Avg 18.86%

Sep 717.49%Avg 18.76%

Sep 817.49%Avg 18.76%

Sep 917.49%Avg 18.76%

Sep 1017.49%Avg 18.66%

Sep 1117.49%Avg 18.86%

Sep 1217.49%Avg 18.76%

Sep 1317.49%Avg 18.76%

Sep 1417.49%Avg 18.76%

Sep 1517.49%Avg 18.76%

Sep 1617.49%Avg 18.76%

Sep 1717.49%Avg 18.76%

Sep 1817.49%Avg 18.76%

Sep 1917.49%Avg 18.70%

Sep 2017.49%Avg 18.70%

Sep 2117.49%Avg 18.70%

Sep 2217.49%Avg 18.72%

Sep 2317.49%Avg 18.70%

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GuideBalance Transfer Guide: Save Thousands on Credit Card DebtA complete balance transfer guide covering 0% APR offers, transfer fees, payoff strategies, and how to decide if a balance transfer or personal loan fits your debt situation.GuideThe Rule Capping Late Fees at $8 Died in Court. Most Issuers Kept the $8 Anyway.A federal court vacated the CFPB's $8 credit card late fee rule in 2025. Legally, issuers could go back to charging up to $41. Most large issuers haven't. Here's why, and why that could change without warning.GuideHow an AI Agent Can Audit Your Credit Card Wallet's RewardsTell an AI agent which cards you hold and it can rank this week's highest-value move: which card to use per spend category, unused benefit credits you're leaving on the table, and whether a welcome offer elsewhere beats what you already have.GuideThe $1,223 Holiday: Why a Season of Small Purchases Becomes a Year of InterestNothing Lena bought in December cost more than $220. By the time she finishes paying for it, the season could cost her $46 or $1,187, and the difference comes down to a box on her statement that she has never once read.CalculatorBalance Transfer Savings CalculatorCompare estimated balances after an entered promotional period, including the transfer fee and fixed payments.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.