SwitchWizeFinancial Decisions, Made Clearer
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Guide library

12 guides across the 7 areas a financial planner covers.

CFCash flow

Debt payoff strategy engine
Simulate avalanche vs. snowball on your real debts and see the honest interest tradeoff
How Much Emergency Fund 2026: The Right Target for You
6 min read
How to Build an Emergency Fund: The Right Size, the Right Account
9 min read
Debt snowball vs avalanche: which payoff method actually wins in 2026
10 min read

INInsurance

Life insurance type & amount engine
Get a real coverage-amount range using the DIME method, cross-checked against a quick rule of thumb
How Much Life Insurance Do I Need? The Honest Answer
10 min read

IVInvesting

Withdrawal sequencing engine
Compare withdrawal orders across retirement and the honest tax/longevity tradeoff
How to Build an Investment Portfolio: Allocation, Diversification, and Rebalancing
10 min read

TXTax

Roth conversion ladder engine
See whether filling a lower tax bracket now beats a forced RMD tax bracket later
Tax-Loss Harvesting Explained: How to Use Losses to Lower Your Tax Bill
8 min read

RERetirement

Retirement contribution & account strategy engine
Find the contribution rate and Roth split that clears your match and avoids a forced RMD spike
Social Security claiming age engine
See your real benefit at 62, Full Retirement Age, and 70, plus the exact breakeven age
Roth 401(k) vs Traditional 401(k): The One Question That Decides It
6 min read
Backdoor Roth IRA 2026: Step-by-Step Guide and the Pro-Rata Trap
10 min read
When to Claim Social Security: The Age 62 to 70 Decision
9 min read
The $105,700 Withdrawal Diane and Mark Never Asked For
7 min read

ESEstate

Interactive estate readiness checklist
Check off the 10 documents most adults need — track your progress
Estate Planning Checklist: 10 Documents Every Adult Needs in 2026
11 min read

EDEducation

Education vs. retirement tradeoff engine
See the honest tradeoff between two real ways to split savings between college and retirement
Best 529 Plans 2026: State Tax Benefits, Fees, and When to Go Out of State
10 min read