Earn Travel Rewards

Maximize credit card points, miles, and travel perks. Get flights and hotels free or deeply discounted — with a step-by-step guide to picking the right card.

Your action plan

Pick one primary card

Start with one card that matches your spending. Chase Sapphire Preferred is the most versatile for most people.

Hit the sign-up bonus

The welcome bonus is the single biggest source of value. $500+ in travel from spending $4,000 in 3 months is a 12.5% return.

Understand transfer partners

Chase Ultimate Rewards and Amex Membership Rewards transfer to 15+ airlines and hotels at 1:1 ratio, often unlocking outsized value.

Never carry a balance

Paying 24% interest on a balance wipes out any rewards earned. Only use credit cards as a payment tool, never for debt.

💡 Key insight

The Chase Sapphire Preferred 75,000-point sign-up bonus is worth approximately $1,125 in travel when redeemed through Chase Travel, or potentially more when transferred to airline partners.