EverBank vs SoFi
EverBank High-Yield Savings pays 4.20% APY; SoFi High-Yield Savings pays 4.20%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
EverBank
4.20%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: savers prioritizing the highest yield
Open with EverBank →Option B
SoFi
0.80%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: savers who prefer well-known institutions
Open with SoFi →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 10/4/2026.