Rate checked August 30, 2026 (10 weeks ago)
Western State Bank money market rate: 4.00% APY
Western State Bank's money market account pays 4.00% APY. That ranks 3rd of the 18 banks we track for this account. The best is 4.05% at CFG Bank.
- APY
- 4.00%
- Last checked
- 10 weeks ago
- Aug 30, 2026
- Minimum deposit
- $1,000
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on Western State Bank's site before you open an account.
We last read this rate on August 30, 2026. The bank may have changed it since, so check its own page before you open an account.
What it earns on $25,000
At 4.00%, $25,000 earns about $1,000 in a year.
The best rate earns about $1,013 on the same money. Choosing Western State Bank instead gives up about $13 a year.
The middle rate across 18 banks is 3.50%. Western State Bank lists a $1,000 minimum to open. Figures are one year of interest at today's rate, before taxes. Rates can change at any time.
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Banks that pay more
- CFG Bank4.05%
- Zynlo Bank4.05%
Other Western State Bank rates
Questions
What is Western State Bank's money market account rate?
Western State Bank pays 4.00% APY on its money market account, based on its own rate page when we last checked. That earns about $1,000 a year on $25,000.
Is Western State Bank's money market account rate good?
It is 3rd of the 18 banks we track for this account. The best tracked rate is 4.05% at CFG Bank, and the middle rate is 3.50%. On $25,000, the best rate earns about $13 a year more.
Which banks pay more than Western State Bank?
CFG Bank (4.05%), Zynlo Bank (4.05%) pay more for this account. Rates change often, so check the bank's own page before you open one.
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General information only. These rates are tracked from public pages, so confirm the rate, fees and requirements with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.