Rate checked November 8, 2026 (today)
Wells Fargo 11-month CD rate: 3.99% APY
Wells Fargo's 11-month CD pays 3.99% APY. That ranks 4th of the 5 banks we track for this term. The best is 4.65% at LendingClub.
- APY
- 3.99%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 3.99%, $25,000 earns about $998 in the first year.
The best 11-month CD earns about $1,163 on the same money. Choosing Wells Fargo instead gives up about $165 a year.
The middle 11-month rate across 5 banks is 4.10%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when Wells Fargo's 11-month CD rate moves by 0.05 points or more, up or down. No other emails.
One email per rate change. Unsubscribe in one click. We never share your address.
Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before Wells Fargo renews it. You will also get one email if this CD's rate changes.
Wells Fargo 11-month CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 3.99% | First tracked |
Banks that pay more for a 11-month CD
- LendingClub4.65%
- Capital One4.50%
- Sallie Mae Bank4.10%
Wells Fargo CD rates for other terms
Other Wells Fargo rates
Questions
What is Wells Fargo's 11-month CD rate?
Wells Fargo pays 3.99% APY on its 11-month CD, based on its own rate page when we last checked. That earns about $998 a year on $25,000.
Is Wells Fargo's 11-month CD rate good?
It ranks 4th of the 5 banks we track for this term. The best rate for this term is 4.65% at LendingClub, and the middle rate is 4.10%. Choosing Wells Fargo over the best costs about $165 a year on $25,000.
Which banks pay more than Wells Fargo on a 11-month CD?
LendingClub (4.65%), Capital One (4.50%), Sallie Mae Bank (4.10%).
The weekly top 5 rates
The best savings, money market, checking and CD rates once a week, plus the moves worth a look. Free, one-click unsubscribe, we never share your address.
Send me the weekly SwitchWize rate briefing: the biggest changes in savings, money market, checking and CD rates. Unsubscribe in one click. We never share your address.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.