Rate checked November 8, 2026 (today)
Capital One 11-month CD rate: 4.50% APY
Capital One's 11-month CD pays 4.50% APY. That ranks 2nd of the 5 banks we track for this term. The best is 4.65% at LendingClub.
- APY
- 4.50%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on Capital One's site before you open an account.
What it earns on $25,000
At 4.50%, $25,000 earns about $1,125 in the first year.
The best 11-month CD earns about $1,163 on the same money. Choosing Capital One instead gives up about $38 a year.
The middle 11-month rate across 5 banks is 4.10%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when Capital One's 11-month CD rate moves by 0.05 points or more, up or down. No other emails.
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Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before Capital One renews it. You will also get one email if this CD's rate changes.
Capital One 11-month CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 4.50% | First tracked |
Banks that pay more for a 11-month CD
- LendingClub4.65%
Capital One CD rates for other terms
Other Capital One rates
Questions
What is Capital One's 11-month CD rate?
Capital One pays 4.50% APY on its 11-month CD, based on its own rate page when we last checked. That earns about $1,125 a year on $25,000.
Is Capital One's 11-month CD rate good?
It ranks 2nd of the 5 banks we track for this term. The best rate for this term is 4.65% at LendingClub, and the middle rate is 4.10%. Choosing Capital One over the best costs about $38 a year on $25,000.
Which banks pay more than Capital One on a 11-month CD?
LendingClub (4.65%).
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.