Rate checked November 8, 2026 (today)
Vio Bank 2-year CD rate: 4.40% APY
Vio Bank's 2-year CD pays 4.40% APY. That ranks 15th of the 65 banks we track for this term. The best is 4.85% at Merrick Bank.
- APY
- 4.40%
- Last change
- Up 0.15 pts
- Oct 14, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 4.40%, $25,000 earns about $1,100 in the first year.
The best 2-year CD earns about $1,212 on the same money. Choosing Vio Bank instead gives up about $112 a year.
The middle 2-year rate across 65 banks is 3.35%. Figures are first-year interest at the quoted APY, before taxes.
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Vio Bank 2-year CD rate over time
- All-time high
- 4.40%Oct 14, 2026
- All-time low
- 3.50%Aug 4, 2026
- Changes
- 2
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
Vio Bank 2-year CD rate history
This rate has changed 2 times since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| October 14, 2026 | 4.40% | +0.15 pts |
| September 23, 2026 | 4.25% | +0.75 pts |
| August 4, 2026 | 3.50% | First tracked |
Banks that pay more for a 2-year CD
- Merrick Bank4.85%
- CFG Bank4.82%
- BTG Pactual Bank4.80%
Vio Bank CD rates for other terms
Other Vio Bank rates
Questions
What is Vio Bank's 2-year CD rate?
Vio Bank pays 4.40% APY on its 2-year CD, based on its own rate page when we last checked. That earns about $1,100 a year on $25,000.
Is Vio Bank's 2-year CD rate good?
It ranks 15th of the 65 banks we track for this term. The best rate for this term is 4.85% at Merrick Bank, and the middle rate is 3.35%. Choosing Vio Bank over the best costs about $112 a year on $25,000.
Which banks pay more than Vio Bank on a 2-year CD?
Merrick Bank (4.85%), CFG Bank (4.82%), BTG Pactual Bank (4.80%).
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.