Rate checked November 8, 2026 (today)
United Fidelity Bank 12-month CD rate: 2.42% APY
United Fidelity Bank's 12-month CD pays 2.42% APY. That ranks 56th of the 69 banks we track for this term. The best is 4.80% at EagleBank.
- APY
- 2.42%
- Last change
- Down 1.98 pts
- Sep 21, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 2.42%, $25,000 earns about $605 in the first year.
The best 12-month CD earns about $1,200 on the same money. Choosing United Fidelity Bank instead gives up about $595 a year.
The middle 12-month rate across 69 banks is 4.05%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when United Fidelity Bank's 12-month CD rate moves by 0.05 points or more, up or down. No other emails.
One email per rate change. Unsubscribe in one click. We never share your address.
Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before United Fidelity Bank renews it. You will also get one email if this CD's rate changes.
United Fidelity Bank 12-month CD rate over time
- All-time high
- 4.40%Aug 14, 2026
- All-time low
- 2.42%Sep 21, 2026
- Changes
- 2
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
United Fidelity Bank 12-month CD rate history
This rate has changed 2 times since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 2.42% | -1.98 pts |
| August 14, 2026 | 4.40% | +0.20 pts |
| August 4, 2026 | 4.20% | First tracked |
Banks that pay more for a 12-month CD
- EagleBank4.80%
- BTG Pactual Bank4.65%
- CFG Bank4.65%
United Fidelity Bank CD rates for other terms
Questions
What is United Fidelity Bank's 12-month CD rate?
United Fidelity Bank pays 2.42% APY on its 12-month CD, based on its own rate page when we last checked. That earns about $605 a year on $25,000.
Is United Fidelity Bank's 12-month CD rate good?
It ranks 56th of the 69 banks we track for this term. The best rate for this term is 4.80% at EagleBank, and the middle rate is 4.05%. Choosing United Fidelity Bank over the best costs about $595 a year on $25,000.
Which banks pay more than United Fidelity Bank on a 12-month CD?
EagleBank (4.80%), BTG Pactual Bank (4.65%), CFG Bank (4.65%).
The weekly top 5 rates
The best savings, money market, checking and CD rates once a week, plus the moves worth a look. Free, one-click unsubscribe, we never share your address.
Send me the weekly SwitchWize rate briefing: the biggest changes in savings, money market, checking and CD rates. Unsubscribe in one click. We never share your address.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.