Rate checked November 7, 2026 (1 day ago)
Texas Capital 12-month CD rate: 4.20% APY
Texas Capital's 12-month CD pays 4.20% APY. That ranks 28th of the 69 banks we track for this term. The best is 4.80% at EagleBank.
- APY
- 4.20%
- Last change
- None yet
- Tracked since Sep 17, 2026
- Last checked
- 1 day ago
- Nov 7, 2026
What it earns on $25,000
At 4.20%, $25,000 earns about $1,050 in the first year.
The best 12-month CD earns about $1,200 on the same money. Choosing Texas Capital instead gives up about $150 a year.
The middle 12-month rate across 69 banks is 4.05%. Figures are first-year interest at the quoted APY, before taxes.
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Texas Capital 12-month CD rate history
We have tracked this rate since September 17, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| September 17, 2026 | 4.20% | First tracked |
Banks that pay more for a 12-month CD
- EagleBank4.80%
- BTG Pactual Bank4.65%
- CFG Bank4.65%
Texas Capital CD rates for other terms
- 18-month4.25%
Other Texas Capital rates
Questions
What is Texas Capital's 12-month CD rate?
Texas Capital pays 4.20% APY on its 12-month CD, based on its own rate page when we last checked. That earns about $1,050 a year on $25,000.
Is Texas Capital's 12-month CD rate good?
It ranks 28th of the 69 banks we track for this term. The best rate for this term is 4.80% at EagleBank, and the middle rate is 4.05%. Choosing Texas Capital over the best costs about $150 a year on $25,000.
Which banks pay more than Texas Capital on a 12-month CD?
EagleBank (4.80%), BTG Pactual Bank (4.65%), CFG Bank (4.65%).
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