Rate updated · 64 banks tracked
State Employees' Credit Union savings account rate: 0.25% APY
State Employees' Credit Union pays 0.25% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.33%. (Updated November 1, 2026.)
Is State Employees' Credit Union a good savings rate? Not really. At 0.25% it trails the 4.33% best available rate, leaving about $1,021 a year on the table on a $25,000 balance.
The gap, in your dollars
At 0.25%, $25,000 earns $63/yr here versus $1,083/yr at the field leader — a $1,021/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is State Employees' Credit Union's savings account interest rate?▾
State Employees' Credit Union pays 0.25% APY on its savings account as of November 1, 2026, based on rates SwitchWize tracks across 64 banks.
Is State Employees' Credit Union's savings rate good?▾
State Employees' Credit Union's 0.25% ranks in the bottom quartile of tracked banks. The best available rate is 4.33% and the FDIC national average is 0.38%.
Which banks pay more than State Employees' Credit Union?▾
Higher-paying tracked options include wintrust, east west bank, citizens access. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.