Rate updated · 87 banks tracked
Chime savings account rate: 0.75% APY
Chime pays 0.75% on its savings account — ranking in the lower half of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)
The gap, in your dollars
At 0.75%, $25,000 earns $188/yr here versus $975/yr at the field leader — a $788/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Chime's savings account interest rate?▾
Chime pays 0.75% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.
Is Chime's savings rate good?▾
Chime's 0.75% ranks in the lower half of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.
Which banks pay more than Chime?▾
Higher-paying tracked options include first internet bank, emigrant bank, goldwater. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.