Rate checked November 8, 2026 (today)
State Employees' Credit Union 5-year CD rate: 4.00% APY
State Employees' Credit Union's 5-year CD pays 4.00% APY. That ranks 19th of the 64 banks we track for this term. The best is 5.00% at Popular Direct.
- APY
- 4.00%
- Last change
- Up 0.15 pts
- Sep 1, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 4.00%, $25,000 earns about $1,000 in the first year.
The best 5-year CD earns about $1,250 on the same money. Choosing State Employees' Credit Union instead gives up about $250 a year.
The middle 5-year rate across 64 banks is 3.13%. Figures are first-year interest at the quoted APY, before taxes.
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State Employees' Credit Union 5-year CD rate over time
- All-time high
- 4.00%Sep 1, 2026
- All-time low
- 3.85%Aug 4, 2026
- Changes
- 1
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
State Employees' Credit Union 5-year CD rate history
This rate has changed 1 time since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| September 1, 2026 | 4.00% | +0.15 pts |
| August 4, 2026 | 3.85% | First tracked |
Banks that pay more for a 5-year CD
- Popular Direct5.00%
- Quorum Federal Credit Union5.00%
- Sallie Mae Bank5.00%
State Employees' Credit Union CD rates for other terms
Other State Employees' Credit Union rates
Questions
What is State Employees' Credit Union's 5-year CD rate?
State Employees' Credit Union pays 4.00% APY on its 5-year CD, based on its own rate page when we last checked. That earns about $1,000 a year on $25,000.
Is State Employees' Credit Union's 5-year CD rate good?
It ranks 19th of the 64 banks we track for this term. The best rate for this term is 5.00% at Popular Direct, and the middle rate is 3.13%. Choosing State Employees' Credit Union over the best costs about $250 a year on $25,000.
Which banks pay more than State Employees' Credit Union on a 5-year CD?
Popular Direct (5.00%), Quorum Federal Credit Union (5.00%), Sallie Mae Bank (5.00%).
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