Rate checked November 8, 2026 (today)
Ridgewood Savings Bank 5-year CD rate: 3.40% APY
Ridgewood Savings Bank's 5-year CD pays 3.40% APY. That ranks 26th of the 64 banks we track for this term. The best is 5.00% at Popular Direct.
- APY
- 3.40%
- Last change
- Up 0.10 pts
- Oct 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 3.40%, $25,000 earns about $850 in the first year.
The best 5-year CD earns about $1,250 on the same money. Choosing Ridgewood Savings Bank instead gives up about $400 a year.
The middle 5-year rate across 64 banks is 3.13%. Figures are first-year interest at the quoted APY, before taxes.
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Ridgewood Savings Bank 5-year CD rate over time
- All-time high
- 3.40%Oct 7, 2026
- All-time low
- 3.20%Aug 4, 2026
- Changes
- 2
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
Ridgewood Savings Bank 5-year CD rate history
This rate has changed 2 times since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| October 7, 2026 | 3.40% | +0.10 pts |
| September 16, 2026 | 3.30% | +0.10 pts |
| August 4, 2026 | 3.20% | First tracked |
Banks that pay more for a 5-year CD
- Popular Direct5.00%
- Quorum Federal Credit Union5.00%
- Sallie Mae Bank5.00%
Ridgewood Savings Bank CD rates for other terms
Other Ridgewood Savings Bank rates
Questions
What is Ridgewood Savings Bank's 5-year CD rate?
Ridgewood Savings Bank pays 3.40% APY on its 5-year CD, based on its own rate page when we last checked. That earns about $850 a year on $25,000.
Is Ridgewood Savings Bank's 5-year CD rate good?
It ranks 26th of the 64 banks we track for this term. The best rate for this term is 5.00% at Popular Direct, and the middle rate is 3.13%. Choosing Ridgewood Savings Bank over the best costs about $400 a year on $25,000.
Which banks pay more than Ridgewood Savings Bank on a 5-year CD?
Popular Direct (5.00%), Quorum Federal Credit Union (5.00%), Sallie Mae Bank (5.00%).
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.