Rate checked November 8, 2026 (today)
Northpointe Bank 18-month CD rate: 3.50% APY
Northpointe Bank's 18-month CD pays 3.50% APY. That ranks 27th of the 31 banks we track for this term. The best is 4.85% at Bread Savings.
- APY
- 3.50%
- Last change
- None yet
- Tracked since Aug 4, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 3.50%, $25,000 earns about $875 in the first year.
The best 18-month CD earns about $1,212 on the same money. Choosing Northpointe Bank instead gives up about $337 a year.
The middle 18-month rate across 31 banks is 4.35%. Figures are first-year interest at the quoted APY, before taxes.
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Northpointe Bank 18-month CD rate history
We have tracked this rate since August 4, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| August 4, 2026 | 3.50% | First tracked |
Banks that pay more for a 18-month CD
- Bread Savings4.85%
- Merrick Bank4.85%
- Popular Direct4.80%
Northpointe Bank CD rates for other terms
Other Northpointe Bank rates
Questions
What is Northpointe Bank's 18-month CD rate?
Northpointe Bank pays 3.50% APY on its 18-month CD, based on its own rate page when we last checked. That earns about $875 a year on $25,000.
Is Northpointe Bank's 18-month CD rate good?
It ranks 27th of the 31 banks we track for this term. The best rate for this term is 4.85% at Bread Savings, and the middle rate is 4.35%. Choosing Northpointe Bank over the best costs about $337 a year on $25,000.
Which banks pay more than Northpointe Bank on a 18-month CD?
Bread Savings (4.85%), Merrick Bank (4.85%), Popular Direct (4.80%).
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