Rate checked November 8, 2026 (today)
Northern Bank Direct 3-month CD rate: 4.00% APY
Northern Bank Direct's 3-month CD pays 4.00% APY. That ranks 5th of the 40 banks we track for this term. The best is 4.30% at Bank5 Connect.
- APY
- 4.00%
- Last change
- None yet
- Tracked since Nov 8, 2026
- Last checked
- today
- Nov 8, 2026
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on Northern Bank Direct's site before you open an account.
What it earns on $25,000
At 4.00%, $25,000 earns about $1,000 in the first year.
The best 3-month CD earns about $1,075 on the same money. Choosing Northern Bank Direct instead gives up about $75 a year.
The middle 3-month rate across 40 banks is 2.95%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when Northern Bank Direct's 3-month CD rate moves by 0.05 points or more, up or down. No other emails.
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Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before Northern Bank Direct renews it. You will also get one email if this CD's rate changes.
Northern Bank Direct 3-month CD rate history
We have tracked this rate since November 8, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 8, 2026 | 4.00% | First tracked |
Banks that pay more for a 3-month CD
- Bank5 Connect4.30%
- Popular Direct4.30%
- Merrick Bank4.26%
Northern Bank Direct CD rates for other terms
Other Northern Bank Direct rates
Questions
What is Northern Bank Direct's 3-month CD rate?
Northern Bank Direct pays 4.00% APY on its 3-month CD, based on its own rate page when we last checked. That earns about $1,000 a year on $25,000.
Is Northern Bank Direct's 3-month CD rate good?
It ranks 5th of the 40 banks we track for this term. The best rate for this term is 4.30% at Bank5 Connect, and the middle rate is 2.95%. Choosing Northern Bank Direct over the best costs about $75 a year on $25,000.
Which banks pay more than Northern Bank Direct on a 3-month CD?
Bank5 Connect (4.30%), Popular Direct (4.30%), Merrick Bank (4.26%).
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.