Rate checked November 13, 2026 (today)
First National Bank of America 13-month CD rate: 4.50% APY
First National Bank of America's 13-month CD pays 4.50% APY. That is the highest of the 4 banks we track for this term. It is the highest rate we track for this term, but we do not call it the best until a second reading backs it.
- APY
- 4.50%
- Last change
- None yet
- Tracked since Nov 12, 2026
- Last checked
- today
- Nov 13, 2026
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on First National Bank of America's site before you open an account.
What it earns on $25,000
At 4.50%, $25,000 earns about $1,125 in the first year.
This is the top rate for the term, so there is no gap to close.
The middle 13-month rate across 4 banks is 4.40%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when First National Bank of America's 13-month CD rate moves by 0.05 points or more, up or down. No other emails.
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Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before First National Bank of America renews it. You will also get one email if this CD's rate changes.
First National Bank of America 13-month CD rate history
We have tracked this rate since November 12, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 12, 2026 | 4.50% | First tracked |
First National Bank of America CD rates for other terms
Other First National Bank of America rates
Questions
What is First National Bank of America's 13-month CD rate?
First National Bank of America pays 4.50% APY on its 13-month CD, based on its own rate page when we last checked. That earns about $1,125 a year on $25,000.
Is First National Bank of America's 13-month CD rate good?
Yes. It is the highest 13-month CD rate among the 4 banks we track. The middle rate for this term is 4.40%.
Which banks pay more than First National Bank of America on a 13-month CD?
None of the banks we track pays more for this term today.
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.