Rate checked November 8, 2026 (today)
Citizens 5-month CD rate: 4.25% APY
Citizens's 5-month CD pays 4.25% APY. That is the highest of the 1 banks we track for this term. No bank we track pays more for this term today.
- APY
- 4.25%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 4.25%, $25,000 earns about $1,063 in the first year.
This is the top rate for the term, so there is no gap to close.
The middle 5-month rate across 1 banks is 4.25%. Figures are first-year interest at the quoted APY, before taxes.
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Citizens 5-month CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 4.25% | First tracked |
Citizens CD rates for other terms
Other Citizens rates
Questions
What is Citizens's 5-month CD rate?
Citizens pays 4.25% APY on its 5-month CD, based on its own rate page when we last checked. That earns about $1,063 a year on $25,000.
Is Citizens's 5-month CD rate good?
Yes. It is the highest 5-month CD rate among the 1 banks we track. The middle rate for this term is 4.25%.
Which banks pay more than Citizens on a 5-month CD?
None of the banks we track pays more for this term today.
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.