Rate checked November 8, 2026 (today)
Citizens 30-month CD rate: 0.03% APY
Citizens's 30-month CD pays 0.03% APY. That ranks 22nd of the 25 banks we track for this term. The best is 4.70% at Sallie Mae Bank.
- APY
- 0.03%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 0.03%, $25,000 earns about $8 in the first year.
The best 30-month CD earns about $1,175 on the same money. Choosing Citizens instead gives up about $1,167 a year.
The middle 30-month rate across 25 banks is 2.00%. Figures are first-year interest at the quoted APY, before taxes.
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Citizens 30-month CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 0.03% | First tracked |
Banks that pay more for a 30-month CD
Citizens CD rates for other terms
Other Citizens rates
Questions
What is Citizens's 30-month CD rate?
Citizens pays 0.03% APY on its 30-month CD, based on its own rate page when we last checked. That earns about $8 a year on $25,000.
Is Citizens's 30-month CD rate good?
It ranks 22nd of the 25 banks we track for this term. The best rate for this term is 4.70% at Sallie Mae Bank, and the middle rate is 2.00%. Choosing Citizens over the best costs about $1,167 a year on $25,000.
Which banks pay more than Citizens on a 30-month CD?
Sallie Mae Bank (4.70%), America First FCU (4.35%), State Employees' Credit Union (4.00%).
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