Rate checked November 8, 2026 (today)
CIT Bank money market rate: 4.35% APY
CIT Bank's money market account pays 4.35% APY. That is the highest of the 18 banks we track for this account. No bank we track pays more today.
- APY
- 4.35%
- Last change
- Up 2.80 pts
- Nov 4, 2026
- Last checked
- today
- Nov 8, 2026
- Minimum deposit
- $100
What it earns on $25,000
At 4.35%, $25,000 earns about $1,087 in a year.
This is the top rate we track, so there is no gap to close.
The middle rate across 18 banks is 3.50%. CIT Bank lists a $100 minimum to open. Figures are one year of interest at today's rate, before taxes. Rates can change at any time.
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CIT Bank money market account rate over time
- All-time high
- 4.35%Nov 4, 2026
- All-time low
- 1.55%Aug 4, 2026
- Changes
- 11
- Tracked since
- Aug 4, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
CIT Bank money market account rate history
This rate has changed 11 times since we began tracking it on August 4, 2026.
| Date | APY | Change |
|---|---|---|
| November 4, 2026 | 4.35% | +2.80 pts |
| November 3, 2026 | 1.55% | -2.70 pts |
| October 1, 2026 | 4.25% | +2.70 pts |
| September 29, 2026 | 1.55% | -2.55 pts |
| September 25, 2026 | 4.10% | +2.55 pts |
| September 24, 2026 | 1.55% | -2.55 pts |
| September 23, 2026 | 4.10% | +2.55 pts |
| September 22, 2026 | 1.55% | -2.55 pts |
| September 18, 2026 | 4.10% | +2.55 pts |
| September 17, 2026 | 1.55% | -2.55 pts |
| August 15, 2026 | 4.10% | +2.55 pts |
| August 4, 2026 | 1.55% | First tracked |
Other CIT Bank rates
- CIT Bank savings rate4.35%
- CIT Bank checking rate0.10%
- CIT Bank CD rates4.00%
Questions
What is CIT Bank's money market account rate?
CIT Bank pays 4.35% APY on its money market account, based on its own rate page when we last checked. That earns about $1,087 a year on $25,000.
Is CIT Bank's money market account rate good?
It is the highest of the 18 banks we track for this account, so no tracked bank pays more.
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General information only. These rates are tracked from public pages, so confirm the rate, fees and requirements with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.