Rate checked November 8, 2026 (today)
CIT Bank 13-month CD rate: 3.25% APY
CIT Bank's 13-month CD pays 3.25% APY. That ranks 3rd of the 3 banks we track for this term. The best is 4.50% at Sallie Mae Bank.
- APY
- 3.25%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 3.25%, $25,000 earns about $813 in the first year.
The best 13-month CD earns about $1,125 on the same money. Choosing CIT Bank instead gives up about $312 a year.
The middle 13-month rate across 3 banks is 4.30%. Figures are first-year interest at the quoted APY, before taxes.
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CIT Bank 13-month CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 3.25% | First tracked |
Banks that pay more for a 13-month CD
- Sallie Mae Bank4.50%
- EverBank4.30%
CIT Bank CD rates for other terms
Other CIT Bank rates
Questions
What is CIT Bank's 13-month CD rate?
CIT Bank pays 3.25% APY on its 13-month CD, based on its own rate page when we last checked. That earns about $813 a year on $25,000.
Is CIT Bank's 13-month CD rate good?
It ranks 3rd of the 3 banks we track for this term. The best rate for this term is 4.50% at Sallie Mae Bank, and the middle rate is 4.30%. Choosing CIT Bank over the best costs about $312 a year on $25,000.
Which banks pay more than CIT Bank on a 13-month CD?
Sallie Mae Bank (4.50%), EverBank (4.30%).
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