Rate checked November 8, 2026 (today)
America First FCU 4-year CD rate: 4.45% APY
America First FCU's 4-year CD pays 4.45% APY. That ranks 9th of the 43 banks we track for this term. The best is 5.00% at Quorum Federal Credit Union.
- APY
- 4.45%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on America First FCU's site before you open an account.
What it earns on $25,000
At 4.45%, $25,000 earns about $1,113 in the first year.
The best 4-year CD earns about $1,250 on the same money. Choosing America First FCU instead gives up about $137 a year.
The middle 4-year rate across 43 banks is 3.25%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when America First FCU's 48-month CD rate moves by 0.05 points or more, up or down. No other emails.
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America First FCU 4-year CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 4.45% | First tracked |
Banks that pay more for a 4-year CD
- Quorum Federal Credit Union5.00%
- Popular Direct4.95%
- BTG Pactual Bank4.85%
America First FCU CD rates for other terms
Other America First FCU rates
Questions
What is America First FCU's 4-year CD rate?
America First FCU pays 4.45% APY on its 4-year CD, based on its own rate page when we last checked. That earns about $1,113 a year on $25,000.
Is America First FCU's 4-year CD rate good?
It ranks 9th of the 43 banks we track for this term. The best rate for this term is 5.00% at Quorum Federal Credit Union, and the middle rate is 3.25%. Choosing America First FCU over the best costs about $137 a year on $25,000.
Which banks pay more than America First FCU on a 4-year CD?
Quorum Federal Credit Union (5.00%), Popular Direct (4.95%), BTG Pactual Bank (4.85%).
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