Rate checked November 8, 2026 (today)
Alliant Credit Union checking account interest rate: 0.25% APY
Alliant Credit Union's checking account pays 0.25% APY. That ranks 10th of the 35 banks we track for this account. The best is 2.75% at TAB Bank.
- APY
- 0.25%
- Last change
- None yet
- Tracked since Aug 4, 2026
- Last checked
- today
- Nov 8, 2026
- Minimum deposit
- $25
What it earns on $5,000
At 0.25%, $5,000 earns about $13 in a year.
The best rate earns about $138 on the same money. Choosing Alliant Credit Union instead gives up about $125 a year.
The middle rate across 35 banks is 0.10%. Alliant Credit Union lists a $25 minimum to open. Figures are one year of interest at today's rate, before taxes. Rates can change at any time.
Interest on checking is usually small. Monthly fees and overdraft fees often matter more than the rate, so read the bank's fee page too.
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Alliant Credit Union checking account rate history
We have tracked this rate since August 4, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| August 4, 2026 | 0.25% | First tracked |
Banks that pay more
- TAB Bank2.75%
- Bank5 Connect2.00%
- Zynlo Bank2.00%
Other Alliant Credit Union rates
Questions
What is Alliant Credit Union's checking account rate?
Alliant Credit Union pays 0.25% APY on its checking account, based on its own rate page when we last checked. That earns about $13 a year on $5,000.
Is Alliant Credit Union's checking account rate good?
It is 10th of the 35 banks we track for this account. The best tracked rate is 2.75% at TAB Bank, and the middle rate is 0.10%. On $5,000, the best rate earns about $125 a year more.
Which banks pay more than Alliant Credit Union?
TAB Bank (2.75%), Bank5 Connect (2.00%), Zynlo Bank (2.00%) pay more for this account. Rates change often, so check the bank's own page before you open one.
Should I pick a checking account for its interest rate?
Interest on checking is usually small. Monthly fees, overdraft fees and balance requirements often matter more, so read the bank's fee page before you decide.
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General information only. These rates are tracked from public pages, so confirm the rate, fees and requirements with the bank before you open an account. SwitchWize is not a bank and does not give financial advice.