Rate checked November 8, 2026 (today)
Accordia 12-month CD rate: 4.40% APY
Accordia's 12-month CD pays 4.40% APY. That ranks 20th of the 69 banks we track for this term. The best is 4.80% at EagleBank.
- APY
- 4.40%
- Last change
- Up 0.15 pts
- Oct 14, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 4.40%, $25,000 earns about $1,100 in the first year.
The best 12-month CD earns about $1,200 on the same money. Choosing Accordia instead gives up about $100 a year.
The middle 12-month rate across 69 banks is 4.05%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when Accordia's 12-month CD rate moves by 0.05 points or more, up or down. No other emails.
One email per rate change. Unsubscribe in one click. We never share your address.
Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before Accordia renews it. You will also get one email if this CD's rate changes.
Accordia 12-month CD rate over time
- All-time high
- 4.40%Oct 14, 2026
- All-time low
- 4.20%Aug 31, 2026
- Changes
- 2
- Tracked since
- Aug 31, 2026
High and low cover the history we hold (the last two years at most), not the whole life of the account.
Accordia 12-month CD rate history
This rate has changed 2 times since we began tracking it on August 31, 2026.
| Date | APY | Change |
|---|---|---|
| October 14, 2026 | 4.40% | +0.15 pts |
| September 23, 2026 | 4.25% | +0.05 pts |
| August 31, 2026 | 4.20% | First tracked |
Banks that pay more for a 12-month CD
- EagleBank4.80%
- BTG Pactual Bank4.65%
- CFG Bank4.65%
Accordia CD rates for other terms
Other Accordia rates
Questions
What is Accordia's 12-month CD rate?
Accordia pays 4.40% APY on its 12-month CD, based on its own rate page when we last checked. That earns about $1,100 a year on $25,000.
Is Accordia's 12-month CD rate good?
It ranks 20th of the 69 banks we track for this term. The best rate for this term is 4.80% at EagleBank, and the middle rate is 4.05%. Choosing Accordia over the best costs about $100 a year on $25,000.
Which banks pay more than Accordia on a 12-month CD?
EagleBank (4.80%), BTG Pactual Bank (4.65%), CFG Bank (4.65%).
The weekly top 5 rates
The best savings, money market, checking and CD rates once a week, plus the moves worth a look. Free, one-click unsubscribe, we never share your address.
Send me the weekly SwitchWize rate briefing: the biggest changes in savings, money market, checking and CD rates. Unsubscribe in one click. We never share your address.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.