Rates updated · 72 banks tracked

Accordia CD rates: 4.20% APY best term

Accordia’s best tracked CD pays 4.20% across 6 terms — ranking in the top quartile of the 72 banks SwitchWize tracks CD rates for, where the best available rate is 4.45%. (Updated September 16, 2026.)

Accordia CD rates by term

TermAPY
6 months4.15%
1 year4.20%Best
18 months4.10%
2 years4.05%
3 years3.65%
5 years3.30%

Is Accordia a good CD rate? Not really. At 4.20% its best CD trails the 4.45% best available tracked rate, leaving about $63 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 4.20%, $25,000 earns $1,050/yr here versus $1,113/yr at the field leader — a $63/yr difference.

See your exact number →

Higher-paying CD alternatives we track

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Accordia and alternatives →

Frequently asked questions

What is Accordia's best CD rate?

Accordia's best tracked CD rate is 4.20% APY as of September 16, 2026, across 6 terms SwitchWize tracks for this bank.

Is Accordia's CD rate good?

Accordia's best CD rate ranks in the top quartile of tracked banks. The best available tracked rate is 4.45% and the FDIC national savings average is 0.38%.

Which banks pay more than Accordia on CDs?

Higher-paying tracked options include citibank, third federal, america first fcu. Compare rates at /cds to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.