Historical archive
HELOC Rates history
A rate archive for seeing where heloc rates has moved, what the current rate means, and which SwitchWize action fits next.
Historical archive
HELOC Rates over time
Jun 23
20.00%
Jun 24
20.00%
Jun 25
20.00%
Archive high
20.00%
Highest observed point in this archive window.
Archive low
20.00%
Lowest observed point in this archive window.
Archive average
20.00%
6 observations summarized for context.
Archive table
Current rate: 8.20% APR — 6 observations
Jun 1920.00%Avg 13.06%
Jun 2120.00%Avg 13.06%
Jun 2220.00%Avg 13.06%
Jun 2320.00%Avg 13.06%
Jun 2420.00%Avg 13.06%
Jun 2520.00%Avg 13.06%
Verified existing coverage
Use what SwitchWize already has
GuideHELOC vs Home Equity Loan: How to Pick the Right OneHELOC vs home equity loan compared: fixed vs variable rates, draw flexibility, closing costs, and a clear decision framework to match the right product to your goal.GuideBest Mortgage Rates: Compare Lenders and Save ThousandsCompare the best mortgage rates 2026 from top lenders. See live rates, dollar-impact examples, and step-by-step tips to lock in the lowest APR for your home.GuideConventional vs FHA vs VA Loan: Which Mortgage Fits You?Compare conventional vs FHA vs VA loan options side by side. See rates, costs, insurance rules, and a decision framework to find your best mortgage path.GuideDown Payment: How Much Do You Really Need to Buy?A complete guide to down payment 2026 requirements by loan type, with cost comparisons, PMI breakdowns, and a framework to pick the right amount for you.CalculatorHELOC Payment CalculatorCalculate your draw-period interest-only payment, the jump to fully amortizing repayment, and how a 2-point rate rise changes both. See the payment shock before you commit.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.