Savings benchmark
Savings Rate History
Top high-yield savings APY history compared with the national savings average and the annual dollar gap.
Current
4.85%
High
4.85%
Low
4.20%
120 observations · Latest Apr 2026
Historical archives
Rate history that explains the next move
Historical benchmark pages for understanding where rates have been, how much movement matters, and which calculator or comparison to use next.
Archive coverage
3
Benchmark archives connected to calculators, product pages, and rate authority surfaces.
FRED benchmark
Federal Funds Rate History
Fed policy rate history from the pandemic low through the hiking cycle and current hold/cut context.
Current
3.63%
High
3.63%
Low
3.63%
Current snapshot
Mortgage benchmark
30-Year Mortgage Rate History
Weekly mortgage-rate archive with payment impact on a $350,000 30-year fixed loan.
Current
6.72%
High
6.72%
Low
6.72%
Current snapshot