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Certificate of Deposit
Synchrony Certificate of Deposit
FDIC Insured·Rate verified by SwitchWize
APY
3.75%
Annual Percentage Yield
CD Terms & Rates
| Term | APY |
|---|---|
| 3 months | 0.25% |
| 6 months | 3.50% |
| 1 year | 3.70% |
| 1.5 years | 3.70% |
| 2 years | 3.50% |
| 3 years | 3.60% |
| 5 years | 3.75% |
Pros
- Most Synchrony Bank CDs offer a competitive yield.
- You can choose between 14 terms of standard CDs – ranging from three months to five years.
- The bank also offers a no-penalty CD and a bump rate CD.
- Synchrony Bank also offers IRA CDs.
Cons
- Only one term available for no-penalty and bump-up specialty CDs.
- Other banks may offer CD renewal bonuses.
Rate History (Last 30 Days)
2026-04-202026-05-06
Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.