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Back to CDs
Alto Bank
Certificate of Deposit

Alto Bank Certificate of Deposit

FDIC Insured·Rate verified by SwitchWize
APY
2.50%
Annual Percentage Yield
Open Account
CD Terms & Rates
TermAPY
6 months2.50%
1 year2.50%
2 years2.50%
3 years2.50%
5 years2.50%
Pros
  • Alto CDs come with solid yields.
  • You won’t need to make a minimum opening deposit.
  • Available CD terms range from six months to five years.
  • Alto CDs are available nationwide.
Cons
  • You can’t withdraw your money from an Alto CD until 15 days after your opening deposit.
  • Alto doesn’t offer specialty CDs, including no-penalty CDs.
  • The early withdrawal penalty for CDs up to a year is on the steep side.
  • While solid, Alto CD yields are on the lower end of the competitive spectrum.
Rate History (Last 30 Days)
2026-04-222026-05-08

Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.