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Back to CDs
Ally
Certificate of Deposit

Ally Certificate of Deposit

FDIC Insured·Rate verified by SwitchWize
APY
3.70%
Annual Percentage Yield
Open Account
CD Terms & Rates
TermAPY
3 months2.80%
6 months3.30%
1 year3.70%
1.5 years3.50%
2 years3.00%
3 years3.40%
5 years3.40%
Pros
  • Ally Bank offers a competitive yield on its CDs (though not always the absolute highest).
  • Ally Bank doesn’t require a minimum opening deposit.
  • The bank offers nearly every type of CD you’d need, including IRA CDs.
Cons
  • Some banks offer more CD terms than Ally Bank.
Rate History (Last 30 Days)
2026-04-222026-05-08

Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.