Southwest Rapid Rewards Business Premier
ChaseCredit Card

Southwest Rapid Rewards Business Premier

Best for Southwest business flyers

$1Kbonus$199/yrannual fee4.0x points per $1; value varies by redemption
Sign-up bonus
$1K
See issuer terms
Annual fee
$199
Offset by $1K bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
4.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

The Southwest Rapid Rewards Premier Business card earns strong points on Southwest purchases and helps qualify for the Companion Pass. Anniversary bonus points offset most of the $199 fee.

Pros & cons
What we like
  • 4x points on Southwest purchases
  • Anniversary points nearly offset the fee
  • Helps earn the Southwest Companion Pass
  • No foreign transaction fees
Worth noting
  • Value is locked to Southwest routes
  • High annual fee for an airline card
  • Points cannot transfer to other programs
Perks & credits
$295 face value·$295 effective
Anniversary bonus points
9,000 Southwest points awarded each account anniversary.
easy
$135
Upgraded boardings
4 upgraded boardings per year, subject to availability.
easy
$160

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.24%–27.74% variable
Annual fee$199

Always verify current terms at the issuer before applying. See full offer details →

Southwest Rapid Rewards Business Premier
Chase

Southwest Rapid Rewards Business Premier

$1K
sign-up bonus
$199
annual fee
$2,201
est. first-year value
$1,001
ongoing value / yr

Based on $2,500/mo spend

Apply now

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