Venture X Business
Capital OneCredit Card

Venture X Business

Best for business travel miles

$2Kbonus$395/yrannual fee2.0x miles per $1; value varies by redemption
Sign-up bonus
$2K
See issuer terms
Annual fee
$395
Offset by $2K bonus
Purchase APR
25.74%
Variable — see issuer terms
How you earn
Other purchases
2.0x miles

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Venture X Business combines a strong 2X everywhere earn rate with premium travel benefits and portal bonuses. It is most compelling for businesses that can meet the high welcome-bonus spend requirement.

Pros & cons
What we like
  • Unlimited 2X miles on purchases
  • High travel-portal earning rates
  • $300 annual travel credit
  • Lounge access
  • No foreign transaction fees
Worth noting
  • High welcome-bonus spending requirement
  • Portal required for top travel rates
  • Annual fee applies
Perks & credits
$820 face value·$745 effective
Capital One Business Travel Credit
Eligible bookings through Capital One Business Travel portal
easy
$300
Anniversary Bonus Miles
10,000 miles each account anniversary
easy
$100
Global Entry or TSA PreCheck Credit
Once per eligible period
easy
$120
Capital One Lounge Access
Includes Capital One Lounges and partner lounge access
moderate
$300
$225 eff.

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.49%–28.49% variable
Annual fee$395

Always verify current terms at the issuer before applying. See full offer details →

Venture X Business
Capital One

Venture X Business

$2K
sign-up bonus
$395
annual fee
$1,705
est. first-year value
$205
ongoing value / yr

Based on $2,500/mo spend

Apply now

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