Spark Cash Plus
Best flat-rate business cash back
Bonus categories shown; caps and category rules may apply. Other purchases earn at the issuer's base rate — verify with the issuer before applying.
Spark Cash Plus is a business charge card with 2% cash back on every purchase and no preset spending limit. It suits high-volume businesses that pay in full each month and can recoup the annual fee through high spend.
- ✓Unlimited 2% cash back with no categories
- ✓No preset spending limit
- ✓5% on eligible Capital One Travel hotels and rental cars
- ✓No foreign transaction fees
- ✗Must pay in full each month — no revolving credit
- ✗Annual fee only rebated after $150,000 in spend
- ✗High spend requirement for best welcome bonus
Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)
Always verify current terms at the issuer before applying. See full offer details →
Spark Cash Plus
Based on $2,500/mo spend
You'll leave SwitchWize and apply at Capital One's site. Verify all terms before submitting.
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