Fine Print Bureau

Citi Double Cash Card

Verified 2026-10-08 against Citibank's own terms page.

What it costs

  • Annual fee: None
  • APR range: 18.49%–28.74%
  • Foreign transaction fee: not verified

What you get, and what you have to do to get it

  • $0 Liability on Unauthorized Charges (other)
  • Access FICO® Score (monthly)
  • Cash back is earned in the form of ThankYou ® Points (other)
  • No caps and no category enrollment (other)
  • Plus, earn a total of 5% on select travel (other)

Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.

Date verified and source

Verified 2026-10-08 directly against the issuer's published terms: View Citibank's official terms page

Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.