Mitten vs Valley Direct

Mitten High-Yield Savings pays 4.01% APY; Valley Direct High-Yield Savings pays 4.00%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

Mitten

4.01%
APY
Min
$5
Fee
$0/mo
FDIC
Yes
Best for: rate-maximizing savers
Open with Mitten
Option B

Valley Direct

3.30%
APY
Min
$0
Fee
$0/mo
FDIC
Yes
Best for: safety-first savers
Open with Valley Direct

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.