LendingClub vs Vio Bank

Vio Bank High-Yield Savings pays 4.25% APY vs. LendingClub High-Yield Savings's 4.20%. Vio Bank High-Yield Savings wins on rate; LendingClub High-Yield Savings carries a stronger brand reputation.

Option A

LendingClub

3.00%
APY
Min
$0
Fee
$0/mo
FDIC
Yes
Best for: rate-maximizing savers
Open with LendingClub →
Option B

Vio Bank

4.06%
APY
Min
$0
Fee
$0/mo
FDIC
Yes
Best for: There is no required deposit at the time of opening the LevelUp savings account at Happen Bank, nor are there monthly account fees, making it accessible to all savers.
Open with Vio Bank →

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 11/8/2026.

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