Discover vs Wells Fargo

Discover CASHBACK pays 17.49% APR; Wells Fargo CASHBACK pays 18.49%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

Discover

17.49%
APR
Min
$0
Fee
$0/mo
Best for: INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back youve earned at the end of your first year! Theres no minimum spending or maximum rew
Open with Discover
Option B

Wells Fargo

18.49%
APR
Min
$0
Fee
$0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Wells Fargo

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.