PenFed Credit Union vs Discover
PenFed Credit Union LOANS pays 6.09% APR vs. Discover LOANS's 7.99%. PenFed Credit Union LOANS wins on rate; Discover LOANS carries a stronger brand reputation.
Option A
PenFed Credit Union
6.09%
APR
- Min
- $600
- Fee
- $0/mo
Best for: rate-maximizing savers
Open with PenFed Credit Union →Option B
Discover
7.99%
APR
- Min
- $2500
- Fee
- $0/mo
Best for: savers who prefer well-known institutions
Open with Discover →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/13/2026.