CIT Bank vs Synchrony
CIT Bank pays 4.10% APY vs. Synchrony's 3.30%. CIT Bank wins on rate; Synchrony carries a stronger brand reputation.
Option B
Synchrony
3.30%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: With no minimum monthly balance requirement and only 1 cent required to open an account, nearly anyone can open a savings account at Synchrony.
Open with Synchrony →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/9/2026.